Please login to access your loan information. If you do not already have an account profile, create one now.
I have received an invitation to join a loan application. How do I join the loan application?
If you have received an invitation to join a loan application, you must click on the link that was included in the invitation email. The link will direct you to the Account Login page. If you already have an account, please log in with your username and password. If you don't already have an account, please create a new account. Once you have logged in or created a new account you should see the loan application listed on your Account Summary page. If you do not have the invitation email with the link, please contact the applicant that sent you the invitation and they can request a new invitation email be sent.
The Union Federal® Private Student Loan is made by Citizens Bank, N.A. ("Lender"). All loans are subject to individual approval and adherence to Lender's underwriting guidelines. Program restrictions and other terms and conditions apply. LENDER AND COGNITION FINANCIAL CORPORATION EACH RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. TERMS, CONDITIONS AND RATES ARE SUBJECT TO CHANGE AT ANY TIME WITHOUT NOTICE.